Well I think part of the problem is that a lot of these banks and investment places that are tanking are either multinational companies OR they have a lot of their (by their I mean our) money tied up in foreign investments. This is what I think is causing a global domino effect to some extent.
You say "Our MONEY" who said it belonged to you or anyone else in the first place. Also you say money which money financial bonds or stocks or cash!.The former doesnt exist if it wasnt for interest charged.
If the banks dont lend you dont have interest hence you have no bonds no stocks no loans no mortgages and hence no western lifestyle of affluence!. Why is the average Middle class yank so stupid they just dont get it!. Their to take responsbility for their spending and borrowing they expect to much comfort!.